Coverage

SECTION 3. COVERED ITEMS

If any Covered Items in the list below suffers an Operational Failure during the term of this Service Contract, We will pay for the repair or replacement of the Covered Item, subject to the terms and conditions herein.

3.1 CENTRAL HEAT SYSTEM

COVERED: Furnace unit and heat pump, accessible ductwork, fireplace gas burner unit, and thermostat controlling equipment for furnace and air conditioner, permanently mounted non-ducted heaters, humidifiers, dehumidifiers, electronic air filtering devices, and attic and exhaust fans.

NOTE: We will pay no more than $2,500.00 for this Covered Item per Contract term. Additionally, We will pay no more than $1,500.00 per Contract term for access, diagnosis, and repair or replacement of any glycol system, self-contained package unit, or domestic hot water system (boiler), or geo-thermal system. For failures due to rust, sediment, or corrosion: (a) We will pay no more than $1,000.00 per Contract term, (b) no coverage will be provided for units older than thirteen (13) years, measured from the unit manufactured date, and (c) no coverage will be provided within the first thirty (30) days from the effective date of this Contract.

NOT COVERED: All coal and wood burning equipment, conversions from coal to gas or coal to oil systems, oil storage tanks, fuel oil lines, space heaters, chimneys, fireplaces, flue liners, air filters, gas logs.

3.2 CENTRAL AIR SYSTEM

COVERED: Central air unit not to exceed 5 tons, refrigerated and evaporative cooler, heat pump(s), water cooling storage tanks, and thermostat controlling equipment for furnace and air conditioner, and attic and exhaust fans.

NOTE: We will pay no more than $2,500.00 for this Covered Item per Contract term. We will pay no more than $20.00 per pound for refrigerant. Additionally, We will pay no more than $1,500.00 per Contract term for access, diagnosis, and repair or replacement of any self-contained package unit or geo-thermal system. For failures due to rust, sediment, or corrosion: (a) We will pay no more than $1,000.00 per contract term, (b) no coverage will be provided for units older than thirteen (13) years, measured from the unit manufactured date, and (c) no coverage will be provided within the first thirty (30) days from the effective date of this Contract.

NOT COVERED: Well pump and well pump components for geothermal or water source heat pumps.

3.3 DUCTWORK

COVERED: Ducts from heating or cooling unit to point of attachment at registers or grills, flex ductwork, and costs related to accessing ductwork through unobstructed walls, ceilings, or floors.

NOTE: In the event of a covered claim requiring ductwork, We will cover costs to return the access opening to a rough finish condition. We will pay no more than $500.00 per Contract term for concrete encased ductwork.

3.4 PLUMBING

COVERED: Piping: gas, hot and cold water, drain and waste lines, vent, branch, and riser lines. Plumbing Component Parts: fixtures, faucets, shower heads, toilets, and tubs, as well as wax ring seals, trip levers, risers, and in-line shut-off or supply valves leading into sinks, toilets, or tubs. Sump Pumps: all Parts and Components of the primary unit, except those listed below. Whirlpool: motors and jets. Sewage Removal Pump: All Parts and Components, except those listed below. Coverage is limited to one (1) ejector pump unit or one mounted grinder pump unit only. Domestic Water Softeners: All Parts and Components. Other: costs related to clearing septic and drain line stoppages, and costs related to accessing plumbing systems through unobstructed walls, ceilings, or floors.

NOTE: In the event of a covered claim requiring plumbing work, We will cover costs to return the access opening to a rough finish condition. We will pay no more than $500.00 per Contract term for concrete encased plumbing. We will pay no more than $500.00 per Contract term for repairs or replacements due to polybutylene line leaks. If a sewer cable can clear a septic or drain line stoppage through an existing, accessible ground-level clean-out point, such as the main line, removable p-trap (branch line), or the drain line to the street, We will cover the cost of the sewer cable service, subject to the terms and conditions herein.

NOT COVERED: Water filters; waste water filters; water purification systems; lines, pipes, or connectors belonging to covered pumps; any water well system; shower base pans; shower enclosures or doors; sinks; tubs; instant hot water devices; drain tile; iron filters; lawn sprinkler systems; drain fields; leach beds; cesspools; energy conservation unit flues and vents; saunas; standalone jacuzzi-type tubs; whirlpool tubs; main body of bathtub enhancement units; main body; caulking; grout; tiles; aerator systems for treating sewage and aerator system components; septic or drain-line stoppages that cannot be cleared with a sewer cable through an existing, accessible ground-level clean-out point.

3.5 ELECTRIC

COVERED: Wiring main service panel, sub-panels, receptacles, outlets, switches, fuse boxes, breakers, and electric wiring to central heating and cooling systems, doorbell, and permanently mounted lighting fixtures and ceiling fans.

NOTE: We will pay no more than $500.00 per Contract term for repairing or replacing the wiring main service panel.

NOT COVERED: Fixtures commonly known as chandeliers; audio/ video surveillance systems; intercom systems; monitors working in conjunction with the doorbell system; telephone wiring; hobby items; generators or other items that are gas-fueled, oil fueled, batterypowered, or considered antique (50 years of age or older).

3.6 WATER HEATERS

COVERED: Electric, Gas, or Tankless Water Heaters: All Parts and Components.

NOTE: For failures due to rust, sediment, or corrosion, no coverage will be provided within the first thirty (30) days from the effective date of this Contract.

NOT COVERED: Oil, solar, or solar-assisted water heating units. Units with a capacity of over 100 gallons.

3.7 KITCHEN REFRIGERATOR

COVERED: All Parts and Components, except those listed below. Coverage is limited to one (1) kitchen unit only.

NOT COVERED: Icemakers, ice crushers, water and ice dispensers, shelves, thermal shells, and doorliner.

3.8 DISHWASHER

COVERED: All Parts and Components, except those listed below. Coverage is limited to one (1) kitchen unit only.

NOT COVERED: Rollers.

3.9 FOOD WASTE DISPOSER

COVERED: All Parts and Components. Coverage is limited to one (1) kitchen unit only.

NOT COVERED: Stoppage, damage, or failure caused by material other than food.

3.10 COOKING RANGE/OVEN/COOKTOP

COVERED: All Parts and Components, except those listed below. Coverage is limited to one (1) kitchen unit only.

NOT COVERED: Box, door glass, lights, rotisseries, timers that do not affect the functions of the oven, sensi-heat burners, filters, and magnetic induction ranges/ovens/cooktops. Cracking of glass-top ranges or cooktops.

3.11 TRASH COMPACTOR

COVERED: All Parts and Components, except those listed below. Coverage is limited to one (1) kitchen unit only.

NOT COVERED: Removable buckets.

3.12 OVER THE RANGE OR BUILT-IN MICROWAVE

COVERED: All Parts and Components, except those listed below. Coverage is limited to one (1) kitchen unit only.

NOT COVERED: Door glass, cavity lining, clocks, lights, shelves, rotisseries, meat probe assemblies, countertop microwaves.

SECTION 4. OPTIONS

The following options are available at the time this Service Contract is sold. Desired options must be selected at the time of sale for corresponding benefits to apply. Please see descriptions below.

4.1 CLOTHES WASHER AND DRYER

COVERED: All Parts and Components, except those listed below.

NOT COVERED: Venting, lint screens, rails, plastic mini-tubs, soap dispensers, and filter screens.

4.2 ALL SWIMMING POOL/SPA EQUIPMENT OPTIONS

COVERED: All Parts and Components of the heating, pumping and filtration system, blower, pool sweep motor, and pump. The Salt Water Pool Equipment option provides coverage for the salt water pool circuit board and cell.

NOTE: The Swimming Pool/Spa Equipment option provides coverage for a swimming pool and any covered Parts and Components that it shares with a spa. The Salt Water Pool Equipment option provides coverage for the salt water pool circuit board and cell only. If Your pool is a salt water pool, You must select and pay for both the Swimming Pool/Spa Equipment option and the Salt Water Pool Equipment option for full coverage of the components listed above to apply to Your salt water pool. If Your spa is a stand-alone spa, You must select and pay for the Stand-Alone Spa Equipment option for coverage to apply to Your stand-alone spa.

NOT COVERED: Lights; liners; concrete encased or underground electrical wiring; plumbing or gas lines; any mechanism used in association with a waterfall, fountain, or any other attachment not associated with the primary function of the covered equipment; structural defects; solar equipment; jets; fuel storage tanks; built-in or detachable cleaning equipment including pop-up heads, turbo valves, and stand-alone pool cleaning devices.

4.3 STAND-ALONE ICE MAKER

COVERED: All Parts and Components of a freestanding or under the counter ice maker that is not incorporated into a refrigerator or freezer, except those listed below. Coverage is limited to one (1) kitchen unit only.

NOT COVERED: Ice crusher, plastic buckets, thermal shells, doorliner.

4.4 REFRIGERATOR ICE MAKER

COVERED: All Parts and Components of an ice maker that is incorporated into a refrigerator or freezer, except those listed below. Coverage is limited to one (1) kitchen unit only.

NOT COVERED: Ice crusher, plastic buckets, thermal shells, doorliner.

4.5 ADDITIONAL REFRIGERATOR OR FREEZER

COVERED: All Parts and Components, except those listed below. Coverage is limited to one (1) additional refrigerator or freezer unit, which is separate from the kitchen refrigerator covered in 3.7.

NOT COVERED: Icemakers, ice crushers, shelves, water and ice dispensers, thermal shells, doorliners, or walk-in freezers.

4.6 GARAGE DOOR OPENER

COVERED: All Parts and Components, including touch pads, transmitters, hinges, and springs.

NOT COVERED: Remote controls.

4.7 CENTRAL VACUUM

COVERED: Motor, relay, switches, and wiring.

NOTE: We will pay no more than $400.00 per Contract term for access, diagnosis, and repair, or replacement.

NOT COVERED: Attachments, hoses, panels, powerhead assembly, secondary units, and structural components. Clogged lines.

4.8 WATER WELL PUMP

COVERED: All Parts and Components of the pump, motor, tank, and shaft.

NOTE: We will pay no more than $1,200.00 per Contract term for access, diagnosis and repair, or replacement.

NOT COVERED: Above or underground piping, cable or electrical lines leading to and from the well pump, including those that are located within the well casing, well casings, pumps that service buildings other than the Residence, pressure switches not located on the pump-booster pumps, well pump and all well components for geothermal or water source heat pumps.